If you're missing the waves and have your boat insurance in place, winter boating can be a wonderful escape from the ordinary. It just takes some pre-planning to ensure you stay safe! Here are some winter boating safety tips from our boat insurance professionals:...
The right boat or yacht insurance coverage is essential to protecting your investment in any weather, but knowing how to boat safely during the cooler months can go a long ways towards reducing your risk of needing to file a claim. Since we would all prefer to avoid danger here are a few tips to keep you safer and avoid needing your marine insurance company on speed dial.
If you live in a northern region, your outdoor activities are likely limited by the onset of cold winter weather. Try as we might, boats simply do not travel well on frozen lakes and rivers. However, surprising mild winters and the ability to set your sails toward a...
According to the US Coast Guard, the single most important thing boaters can do for safety is to wear a life jacket. It reports there were 758 boating fatalities in 2011, 533 of which resulted from drowning. Of those who drowned, 84 percent of the victims reportedly did not wear a life jacket. Wearing a life jacket does not guarantee to prevent drowning, but there are few drowning deaths reported that occur while wearing a life jacket. It acts as your insurance should anything go wrong.
Thinking About Buying a Boat? Here's How to Make the Most of Your Sea Trial If you're seriously considering buying a boat or yacht, a sea trial isn't optional — it's essential. Seeing a vessel at the dock or in a showroom tells you almost nothing about how she...
When a bold thief scaled a marina’s security gate and targeted an 80-foot yacht in San Diego, other quick-thinking yacht owners prevented his escape. In the process, a few suffered injuries, and the yacht’s owner told reporters that the luxury cruiser sustained at least $50,000 in damages. The incident is a perfect example of why you review your yacht insurance coverage carefully for theft and third-party liability.
Securing Your Boat: Your Storm Season Checklist Storm season is a growing concern. Named storms are increasingly forming before the official June 1 start date, and warmer ocean temperatures mean the storms intensify faster. Bottom line: the cost of waiting has risen...
Owning a yacht is one of life's great privileges; it's an investment that pays dividends in experience. But protecting that investment takes more than good seamanship. It takes a disciplined maintenance routine, and regular inspections are at the heart of it. Here's...
Most boat damage isn't the dramatic stuff — no collisions, no capsizing. It's the slow, steady grind of sitting in the water too long. Our insurance specialists hear about it all the time: * Algae growth * Barnacles * Hull blisters * Salt corrosion * Bumping the dock...
