Hurricane Preparation for Yacht & Boat Owners

Jul 5, 2021 | hurricane, insurance claims, safety | 0 comments

Hurricane season can be unpredictable, and with slowly rising average temperatures, the number of named storms may increase. As a boat owner, having a detailed hurricane preparedness plan can help mitigate potential damage to your boat.

hurrican warning

A good hurricane plan consists of the following:


  • Removal: Create a removal list with all items that need to be removed and stored in a dry, secure location. For example, loose gear, canvas, and cushions should be removed.
  • Supplies: Create a supplies list of all additional items required for your plan. Things to consider are ropes, bumpers, anchors, tie-downs, duct tape.

All Hurricane Preparedness Plans

  • Seal all windows and hatches.
  • Remove or lockdown valuables.

Hauling Your Boat is Safest

Ashore Hauled

  • Hauling your boat out is the safest method for protecting your boat.
  • Strap each side down to concrete, never go over the boat from one side to the other side.
  • Store above the projected surge.
  • Use anti-slip jack stands that are chained together to reduce movement.
  • Remove drain plugs. REMEMBER to reinstall before returning to the water.


  • Have enough lines and use in a spider web/crossing fashion. You can find instructions online. Use twice as many lines as needed for normal conditions.
  • Fully charge all batteries.
  • Keep bilge clean and confirm the bilge pump is operational.

Trailered & Lifts

  • Lift outboard engines.
  • Secure vessel from movement.
  • Keep drains clear.
  • Remove drain plugs *** REMEMBER to reinstall before returning to the water.

Remember, your policy may include storm haul-out or similarly named coverage that applies a level of reimbursement from expenses that you may incur to protect your property from an impending named storm. 

Please review your policy limitations for further information. 

To monitor the track of named storms or to get further information on hurricane preparedness, please go to:;

To file a hurricane haul out claim, please forward a copy of the invoice for haul out services, the insured name and policy number. 

Email: or online: or Fax: 231-947-4407


Submit a Comment

Your email address will not be published. Required fields are marked *

Recent Articles

Boat Insurance Coverage & Water Sports Towing Tips

How to Pull Skiers Safely Boat insurance coverage protects you against liability but knowing how to pull skiers safely can greatly reduce your risk of injury for those in the boat, being towed and on nearby boats. To do your best to ensure that everyone has a fun safe...

Stray Electric Current Hazards

Stray Electric Current Hazards

Lethal stray electric current is a common risk that marina operators, boat builders, and yacht clubs need to take steps to prevent. Even with precautions, there is always some level of risk. Boaters need to be aware of potentially dangerous areas and be especially...

Boat & Yacht Sea Trials

Boat & Yacht Sea Trials

If you are seriously considering buying a boat or yacht, our yacht insurance specialists strongly recommend you take it for a sea trial first.  Why? Seeing a yacht where it's docked or in a showroom is not the same as understanding performance. A sea trial is a...

Maritime Workers Insurance Coverage

Maritime Workers Insurance Coverage

If you employ marine workers, it can be challenging to figure out what insurance you should invest in to ensure adequate coverage. There are two federal statutes governing compensation for marine injury claims: The Division of Longshore and Harbor Workers'...

If Someone is Thrown Overboard

If Someone is Thrown Overboard

What do you do if you or someone else falls overboard? As boat insurance professionals, we know this happens more frequently than many realize.  If you quickly search the news, you'll see that before Christmas, a cruise ship passenger fell overboard and...

Call Now Button