Boat show season is getting started, and it’s easy to be excited about investing in a boat, but there are so many options available on the market, how do you know which is the best choice? Here are some things to keep in mind:

What do you want to do on the water? First and foremost, you need to be focused on your end goal because a boat to tow water skiers is going to have very different specifications than those you need to enjoy freshwater fishing. Are you particularly interested in speed, fuel economy or cruising distances? Will the boat be on large bodies of potentially rough water or are you concerned accessing shallow areas? Would you prefer a center console or traditional side console?

Who’s coming with you? Consider realistically how many people will regularly join you on the water. Will your guests have comfortable seating during different activities? For example, if you purchase a towboat does it matter if the tow rope makes some seats unusable when pulling a skier?

What’s your skill and ability? Boating courses and experience on the water will determine what sort of boat you can safely handle (bonus: boating courses can also lower your boat insurance rates). Investigate your options but be reasonable about boat length and propulsion options. Explore your options wisely.

Where will you keep it? You will want to explore not only the cost of trailering versus mooring at a marina but also availability. If it’s a smaller boat and you are considering storing it in your garage take measurements to ensure it will fit. You can also find trailers with folding and removable tongues to create extra space. Also, take the time to explore your options for boat insurance coverage to protect your marine investment when it’s not in use.

Have you done your research? Read online reviews, talk to boat enthusiasts and scour online boating sites to see what other people are saying about different types of recreational boats. You’ll gain insight on the benefits and challenges of particular makes and models.

Before you finalize your purchase, contact the boat insurance professionals at Global Marine Insurance to explore your options for coverage. Our specialists will make sure you have the coverage options relevant to your boat, region, and use at a fair price.