One way to avoid mishaps and misadventures (that we as boat insurance specialists hear about all too often) is to take preventative measures.
With this in mind, here are five quick fixes we hope all boaters will undertake to be ready for the upcoming boating season:
1. When you are getting ready for boating season, you have to remember to check your engine. When was the last time you changed the oil and filters? Refer to the manufacturer’s manual for specifics for your particular boat.
2. Before you start the engine, check the health of the batteries. You need to make sure they are clean and corrosion free. Check the connections and that the batteries are well secured as well as recharged. Also, take a look at your transmission fluid levels.
3. Another thing to check is your engine’s cooling system. Consult the manufacturer’s manual and ensure that everything is as it should be (coolant reservoir full, drain cocks closing well, and any couplings on the tubing well tightened).
4. Give your boat a good once over to check for any damage or problems. It’s wise to examine the propeller (because nicks or dents can strain your engine so replace damaged props), the drain plug, and the bilge pump. When in doubt, talk to your favorite marina technician; and while you’re at it, make sure you have a well-equipped marine toolkit and essentials for basic repairs and maintenance.
5. Check over all your safety equipment and make sure everything is in good condition and well stocked. Replace expired fire extinguishers, replace and replenish items in your first aid kit, ensure all your life jackets and personal flotation devices are sufficient and restock your emergency food and beverage provisions. Test your GPS and other communications technology to be certain everything works.
Last but not least, our bonus tip is that you need to review your boat insurance before you head out on the water. Contact our friendly marine specialists at Global Marine Insurance to discuss your options for recreational or commercial boat insurance.