People Buy Boat Insurance but Don’t Wear Life Jackets

Every boater knows that safety is of the utmost importance. It is necessary not only to protect the lives and wellbeing of those on board the boat, but also to protect the owner’s investment in the boat and equipment itself. As such, responsible vessel owners purchase boat insurance to provide financial protection against injury and damage, and also insist that their passengers follow basic safety rules while on board. Despite these factors, however, a staggering number of individuals participate in boating and other water sports without wearing their life jackets.