Q. Are my trailer and boating supplies covered by my boat insurance policy?
A. When it comes to boat insurance coverage, many policies do include your trailer and a wide variety of supplies associated with your boat. These will not be included in the hull value of your policy, but will be protected in most cases. It is important to clarify with your agent that your policy contains coverage for these accessories, however.
To help prevent damage, you should always make sure that you pick the right trailer for your boat. A trailer that is not large enough to properly accommodate your vessel can cause more damage while you transport it than normal water usage. Make sure you follow all safety recommendations that come with your trailer.