Spring is right around the corner. For many of us, this means boating season is almost here. Getting ready to go out on the water means more than just de-winterizing your boat and reviewing your insurance. Here’s a helpful list of some of the obvious, and also a few easily forgotten, tasks on your to do list.
- Boat Prep: either you or a trusted maintenance professional should complete the following:
- Fluids replaced as mandated by the owner’s manual
- Wipers checked and replaced if needed
- Complete boat inspection (including engine)
- Detailed cleaning – a great way to identify any concerns
- Electronics test
- Safety equipment – replace batteries and check condition
- Boat Insurance Coverage: review your boat or boat insurance to ensure that you have enough coverage. For example:
- Does your policy provide agreed value coverage?
- Have you updated your policy to reflect any updates to the boat? For example, a new stereo system, electronics, or engine upgrade.
- If you will be trailering your boat do you have ample coverage while your boat is on the trailer?
- New Operators: Do you have a new driver in your home this year? Before you put new operators at the helm, make sure they are comfortable with the boat. Seriously consider enrolling them in a boating class.
- Education: Spring is a great time of year to review boating safety with your family, including rescue basics, signs of drowning, what to do in the event of an accident, and general boating protocol.
- Unfamiliar waters: Know the water in which you will be boating.
- If water temperatures are cold, do you have an extra set of dry clothes?
- Is the area known for floating debris or sandbars?
- Are your boating charts updated?
Completing your spring boating checklist will leave you confident and better prepared to have a great time out on the water. Take the time to run through the tasks and address any relevant to you. In the long run, it’s well worth the effort. For a complimentary review of your boat insurance, contact Global Marine Insurance.