A. Boat and yacht insurance policies typically vary in their language and coverage. In most instances, a boat is classified as a vessel that is 26′ long or smaller, and a yacht is 27′ and larger. Since yachts often have larger navigational ranges and face a wider variety of hazards and exposures, yacht insurance tends to be more detailed than a boat insurance policy. Global Marine is well equipped to work with either type of vessel and can help you determine the appropriate policy for your investment.