A. Your Global Marine underwriter can help you determine the amount of boat liability insurance coverage that will be appropriate for your policy. Liability coverage can range from $100,000 to $1,000,000+, depending on your situation. The easiest way to determine how much coverage you need is by talking with your agent to find a number where you feel comfortable and are realistically covered for your boating needs.

The owner of a recreational pontoon boat who will be operating the occasional weekend in the summer on an inland lake and the owner of a coastal power boat will likely not be suited by the same marine liability insurance coverage. It is important to discuss this question with a qualified marine insurance agent.